Debt Recovery in Poland
I recover debts in Poland for companies and individuals: from the pre-court demand for payment, through payment orders, to bailiff enforcement.
Debt recovery in Poland: Wrocław
An unpaid invoice or an unreturned loan is not just lost money: it is frozen liquidity. Debt recovery run by an attorney works differently from automated reminders: the debtor knows the next step is court, and every letter is drafted to serve as strong evidence if litigation follows. I also act for foreign creditors recovering debts from Polish counterparties.
The stages of recovery
I start with a document review and a pre-court demand for payment: a significant share of cases end here. If the debtor ignores it, I file a payment claim, usually in summary proceedings where a payment order is issued without a hearing. The final judgment goes to a bailiff, and I supervise enforcement until the money is recovered.
Recovery includes defence
I also represent debtors: when a claim is time-barred, inflated or unfounded, a well-grounded objection to a payment order can turn the case around. I assess every case honestly: if the costs would outweigh the realistic chance of recovery, you will hear it from me directly.
Frequently asked questions
What does debt recovery cost?
Costs depend on the value and stage of the case. Importantly, when you win, the debtor bears a substantial part of the costs, including attorney fees at statutory rates. You receive a quote after a document review.
When does a debt become time-barred in Poland?
Business-related claims are generally time-barred after three years, counted to the end of the calendar year. Limitation does not automatically mean losing, but the sooner you act, the better.
Can a foreign company recover a debt from a Polish contractor?
Yes, and often more efficiently than creditors expect, including via the European order for payment procedure. I run such cases remotely; correspondence is handled with certified translations where needed.
I received a payment order. What should I do?
You have two weeks to object; after that, the order becomes final. Do not delay: a well-grounded objection (limitation, prior payment, inflated claim) moves the case to an ordinary hearing.